Closing Services

For an estimation of your closing costs, please fill out the form below.

Don’t forget to ask about our Title Discount Rebate!

Specializing in Flat Fee and FSBO transactions.

iRealty has partnered with reputable and experienced attorneys to provide you the legal services need to complete the real estate sale of your property. iRealty with their sister company, iRealty Title Services, Inc., will perform “core title services,” such as the evaluation of the title search to determine insurability and the issuance of a title commitment.

This is a format to work with you from the beginning all the way to the end, taking part in all aspects of your transaction. And as always, with iRealty you will be saving money with the sale of your home without compromising quality. 

The closing process is just as vital as any other during a real estate transaction. When choosing the closing company, be sure to pick one which will take care of all the work for you while keeping you informed throughout the process. iRealty is dedicated to service all sellers of real estate by providing efficient closing guidance and service to all real estate transactions in a professional and timely manner.

We will help you at coordinating the transfer of property from the moment an offer is accepted until the buyer receives the title in hand and is done by taking care of all the paperwork, including the transfer of funds through the escrow company of the client’s choice.

Closing services included but, not limited to:

Attorney and Inspection review
Legal issues
Title search and clearance
Issuing Title Insurance Policies
Tax certification
Municipal lien letters
Ordering payoffs and payoff verification
Document and deed preparation
Coordinating and scheduling a smooth seamless closing

For an estimation of your closing costs, please fill out the form below.

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What is Title Insurance?

Title insurance makes sure that the title to a piece of real estate is legitimate and then issues title insurance for that property. Title insurance protects the lender and/or owner against lawsuits or claims against the property that result from disputes over the title. During the title search the title company also looks for any outstanding mortgages, liens, judgments or unpaid taxes associated with the property, as well as any restrictions, easements, leases or other issues that might impact ownership. The title company may also require a property survey, which determines the boundaries of the plot of land that a home sits on, whether the home sits within those boundaries, whether there are any encroachments on the property by neighbors and any easements that may impact an ownership claim.

Once the title is found to be valid, the title company will likely issue a title insurance policy, which protects lenders or owners against claims or legal fees that may arise from disputes over the ownership of the property.
There are two main types of title insurance: owner’s title insurance, which protects the property owner from title issues, and lender’s title insurance, which protects the mortgage company. When there is a cash deal involved, the seller pays more which is half the closing fees of buyer and seller, which is based on the purchase price.